Friday, 25 February 2022
I Am Destined To Be An Achiever - Hope Story Of A Girl Child
The Mid-Day Meal Scheme in India is the world’s largest school meal
programme. In the past more than two decades of its implementation, this scheme
has remarkably impacted the education scenario in the country with regards to
enrolment, attendance, and completion of school education. The objective of
this scheme is to provide nutritious lunch to children in government schools
and government-aided schools. Studies reveal that regular consumption of
mid-day meals positively impacted health and learning outcomes of children.
The Mid-Day
Meal Scheme in India has not only contributed to nutrition and education
of children hailing from socio-economically weaker sections of the society, but
also instilled hope and given wings to their aspirations.
This is one core reason why many NGOs totalling over 400 are implementing
this scheme in their own capacities. Among them is The Akshaya Patra Foundation
that has been nourishing children since 2000. This NGO in India has been consistently serving
nutritious school meals with the aim to expand its reach to benefit more
children. Currently, it provides daily school meals to 18,00,907 children
studying in 19,039 government schools and government-aided schools across 60 locations in 14 States and
2 Union Territories.
“I am
destined to be an achiever” – these words of determination
reflect the power of one nutritious meal per school day.
Meet Sneha, a 13-year-old beneficiary of AkshayaPatra studying in Standard VIII, M.P. Prathamika Pathashala in Telangana’s
Mehboobnagar. For a child of her age, she is fearless, but that stems from
hardships she has witnessed with a father who is an alcoholic. In her words,
“My father comes home drunk every day. On the days when he does not return, I
let my mother stay home and I go in search of him. It’s a dark and dingy place
where he goes to drink, but I do not fear that place anymore. I am no more the
timid girl who got shouted at by my father and helplessly watched my mother
getting berated.”
After suffering silently for many years, Sneha
received support from her teachers and friends. This gave her the strength to
take a firm stand against her father and now she constantly reminds him of his responsibilities
towards the family. This has made her father cautious of his actions. Sneha
says, “My circumstances at home have taught me many lessons. It has made me an
independent girl and I do not depend on my father or mother for anything. If I
can walk seven kilometres daily to school, then I can do anything on my own.”
For Sneha, school is her getaway place where she
finds the peace that’s missing at home and school meals are her energy
boosters. She relishes her school meals with her friends and her all-time
favourites are vegetable sambar and rice.
Talking about her aspiration, Sneha says, “I don’t
want anybody to become like my father who left the family to suffer. Everyone
needs a guide to tell or inspire them to do good or carry out their duties
properly. That’s why I want to be a teacher. I want to guide children and mould
them into better human beings. I want to teach them to perform their duties
well.”
School is a place that children like Sneha look forward to every
morning,
not just for education, but for support and nutrition too.
The Mid-Day Meal Scheme in India has been the key reason in bringing
children from challenging backgrounds to school. Once at school, they get the
opportunity to learn, eat nutritious food, and give shape to their ambitions.
Sneha was just one story of determination among lakhs. And as a mid-day
meal NGOin India, Akshaya Patra wants to serve as many children as possible. Step in to
support by instantly contributing an online
donation. Your contribution will create an empowered generation by enabling
children to achieve their ambitions and it will avail you tax exemption too
(applicable for donations of ₹500 and above).
Monday, 24 January 2022
Deductions qualifying for tax exemption
Salaried
employees are major contributors to the bucket of taxpayers in a country. Income
tax is paid as a part or percentage of the annual income that an individual
earns. It is every citizen’s duty to pay his income tax for all the rights he
earns in the country while he earns as a salaried employee or as an
entrepreneur.
According to the Government of India’s e-Filing portal of the Income Tax Department, there were 8.83-crore taxpayers
till 7th September 2021.
The
money collected by the tax department is used to provide various facilities for
the benefit of the citizens. How do you think the Government of India is able
to provide facilities free of cost? For example, public utility services like
metro construction, road construction, free health care facilities for the
underprivileged, all come from the money that is paid when you pay taxes.
The Government
has made various provisions to help its citizens gain tax exemption in India.
Paying
tax is inevitable, however making smart investments that will help you save as
well, is a smart choice people can opt for.
Tax exemption in India
Depending
on the nature of the income, there are various categories for tax exemption in India. The most common
of these are: House Rental Allowance (HRA), Education loan, car loan, Leave
Travel Allowance (LTA), contribution towards Employee’s Provident Fund (EPF) Scheme,
etc.
House Rent Allowance
If
you are a salaried employee who lives in a rented house, you stand a chance to
get the benefit of HRA. This amount could either be totally or partially
exempted from income tax. However, if you are not living in a rented property
but claim HRA, this entire amount will be taxable.
Leave Travel Allowance
If
you are a salaried employee and your employer has the provision of LTA, you can
claim for the exemption of your travel within India under Section 10(5) of the
Income Tax Act, 1961. However, tax exemption does not include food expenses,
shopping and stay, but, only for travel of the individual, their family
including children.
Deductions under section 80C,
80CC and 80CCD (1)
This
is by far, the most extensively used option to save tax. To encourage
individuals to save and invest in retirements plans, the Indian Government has
made provisions for individuals under these sections. These include Life
Insurance premium, Equity Linked Savings Scheme (ELSS), Employee Provident Fund
(EPF), Contribution to PPF Account, National Pension Scheme, National Saving
Certificate (NSC), etc.
NGO donations under section
80G
An
individual can get involved in philanthropic donations for tax write off. Charitable organisations give a
platform for an individual to engage in humanitarian services as well as to appreciate
the noble work by making you eligible for tax exemption too. The deductions
under Section 80G of the Income Tax Act of 1961 towards charitable
organisations are either eligible for 50% or 100% tax exemption depending on
the NGO being supported.
When
you contribute by making donations for
tax write off, you are not only saving on your taxable income, but you also
add goodness in your life for helping people in need. Thousands of
not-for-profit organisations receive donations
for tax write off, but the help that they provide to the organisation to
work towards its cause is often gone unnoticed.
Benefits of making NGO
donations
·
Gives inner satisfaction of
helping people
·
Giving back to society makes
an impact
·
Connects with like-minded
people
·
Saves tax on your contribution
·
Draws attention to the cause
·
Helps people in need with what
they require
Every
little support to people in need gives them relief from their suffering. The
Akshaya Patra Foundation is an NGO in India that provides free and unlimited food
for education of children coming from challenging socio-economic backgrounds. It
has the distinction of being the world's largest NGO run school lunch programme
spread across 60 locations in 14 states and 2 union territories of India.
Akshaya Patra provides nutritious and locally palatable meals to 1.8
million children coming from low-income sections of society.
AkshayaPatra is an NGO known for 21 years of relentless service, financial
transparency, and credibility. All your donations above INR 500 made towards
this NGO, are eligible for 50% tax exemption under section 80G of the Income
Tax Act. You will also get a tax exemption certificate within seven working
days with your name and contribution amount. So the next time you plan on
making tax saving investment, think of the benefits of donating to NGOs.